3、博士阶段 国大的PhD有奖学金,免学费! NUS PhD in MFE is very good and you will get the scholarship to cover your tuition fees with a research allowance of $700-$1,000 monthly after tax deduction. So it's pretty much free as long as you can work on top of that. With NTU, all Master’s degree holders are eligible for an annual scholarship of about SGD22K (~Rp50M/y) from NUS Graduate School. And if you're admitted into NTU CSE department, they have special rules & conditions related to Phd scholarships too. There is also one other university which I forgot to mention but offer low fee. The program was taught by local students so there were lots of "local" words used everyday while talking or writing papers. It made me feel super comfortable though!